Credit Repair Forums - Bad Advice Abounds

In a recent interaction I had with a credit repair forum administrator over stolen content from here it reminded why I chose not to participate very much in these venues.  Forums are social animals and are generally used to feed the egos of their creators.  If you disagree with a forum owner you usually meet strong retribution from them under many aliases and the rally of their supporters.

Forums do provide a resource if you are having trouble with a specific issue and you generally get opinions. good and bad, from many sources.  While forums use does require you to spend hours doing research in their environment before you can really understand the depth of knowledge needed to deal with credit repair or dealing with collection agencies.  Regulars in forums want you to research before you ask questions, this is understandable, but many only find them after having an issue hit them face first

If you do enter many of the credit repair forums on the net you need to be prepared to be flamed if you do not agree with the regulars or point out lack of proper resource acknowledgment.  The best piece of advise to offer people that are looking for forums is to stay away from ones that have little activity or a small user base because you will not receive a varying amount of opinions given your situation.  You are better to use the collective value of forum participation versus a linear everyone on the same page atmosphere.

In my opinion the best credit repair forum on the net, with a broad range of experience is:

• Creditboards (I am not associated with them nor have they asked me to promote them)

I will not list the ones to stay away from here but one thing you want to watch for is active participation by several users.  Stay away from forums that tout small user bases or if you see the same poster in many place as the most recent commenter as the knowledge shared in these arenas is biased to one set of opinion and does not provide a diverse range of experience, they are more to allow self proclaimed gurus to flaunt their opinion.  For the most part they claim to be a credit info resource, while some of the info is correct, the personalities you encounter make them a waste of time.