Having done some research today on LVNV Funding it does appear that they try to hide behind Resurgent Capital to mask their collection agency status. LVNV Funding will fight tooth and nail to not have a judgment issued identifying them as a collection agency. That is why they have so many different layers of corporate protection.
The way that they do it is LVNV Funding buys old debts and turns them over to Resurgent Capital who in turn farms them out to other collection agencies. If you receive a notice from another third party collection agency they will they will always display Resurgent Capital Services LP as the “creditor”. This ploy is used to shield LVNV Funding and the Sherman Group.
I am going to open a pacer account in the next few days so I can analyze how they try to hide. It looks like LVNV Funding has been sued at least 4 times this month for violations of The Fair Debt Collection Practices Act and The Fair Debt Collection Practices Act.
If you are receiving letters identifying Resurgent Capital Services LP or LVNV Funding you really need to check your Credit Reports. This will also help you identify the real source of their collection activities and may help you identify some of the abuses that Junk Debt Buyers use to try to collect on debts that they cannot verify.
It is a tricky line to walk but if you take your time and do some due diligence you should be able to get them off your Credit Report and maybe even pick up some pocket change along the way.
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