I found this interesting tidbit on the Bud Hibbs site regarding FBCS Collections :
Date: January 19, 2007
This Company is a SCAM I worked for Federal Bond and Collection Services aka FBCS for over a year. They are professional liars they will say anything to get your money. The company KNOWINGLY breaks the FDCPA every day. EVERY employee is on some kind of illegal substance. They hire people fresh out of prison regardless of their crime. Employees have been caught committing credit card fraud with consumers credit cards, when these people are caught they will be fired for a few months and brought back. Every person in there goes by a “dummy name” which is completely made up. Not only do they rip off consumers they rip off their own employees! Every day you go to work they change rules and then change them back within the hour. “Joe Senior” mentioned in a previous article is the owner, who is never there. They place people in managerial positions who have NO SKILLS AT ALL! The company is run by money hungry low lifes! This place is a circus to work in.
Although there is no way to verify this information giving a collection agency your credit card number or bank account info for any reason is asking for trouble. You have to go throuh a process if your personal financial information is misused and it may cause you tons of grief and expense if a rouge collection agent abuses your information. If you are being contacted by any collection agency you need to look into Identity Theft Protection Products. Collection agents for the most part unmonitored and are subject to misuse your personal financial information.
Personally I would never pay a collection agency but if you feel that you must only do so via money order. Even if they say that the offer is only good right now. Do not let a collection agent or collection manager talk you into giving them your banking or credit card info. you may be sorry that you did.


