In a recent Federal Trade Commision Action against LTD Financial Services validates my position on holding collection agencies responsible for violation the law.

“We are not saying the people they called didn’t owe the money,” but the methods used violated the law, said Thomas Carter, senior legal council for the FTC’s Southwest region in Dallas. As a result, all of the money amounts to penalty, not restitution.

“This is a precedent-setting case,” Carter said, sparked by nearly 1,500 complaints to the agency about LTD’s tactics. “It sends a strong message to the debt collection industry: You can’t turn a blind eye to this kind of stuff. Quoted from - The Los Angeles Times -[www.latimes.com]

No matter if you owe the money that a collection agency is attempting to collect from you they still must not violate your rights. It just so happens that some of the agencies highlighted here so far that have violated collection agency laws in dealing with me are trying to collect on debts that have been long paid. I will be adding more to the fold as information becomes available about their violations.

If you do find yourself being harassed by collection agencies you must take the steps to report them. If enough consumers complain about a collection agencies illegal activities then the FTC will wake up and investigate them and hold them accountable.